Consumer Warrior Blog
Debt & Bankruptcy Insights
Plain-English guidance from attorney John Skiba on Arizona bankruptcy, debt defense, and your rights as a consumer.
Arizona Bankruptcy Exemptions: What's Protected in 2026
A complete, plain-English guide to Arizona's bankruptcy exemptions in 2026. What you get to keep — your home, car, retirement, household goods, and more — broken down by category.
Sued by Midland Credit Management in Arizona? Here's What to Do Next
Midland Credit Management is one of the most active debt collectors filing lawsuits in Arizona. If you've been served, you have 20 days to respond — and a real shot at winning. Here's how.
Can I Keep My House in Chapter 7 Bankruptcy in Arizona?
The #1 question I get from Arizonans considering bankruptcy: will I lose my house? For most homeowners, the answer is no. Here's how Arizona's homestead exemption protects your home in Chapter 7.
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